Retirement planning is how we help make your wealth usable: turning savings into steady income, making tax-smart choices, and feeling confident about the life you want to live. Priorities move from maximum growth to a clear plan: how much you can spend, when to draw from each account, and how to protect your long-term security.

At the Vanno Ort & Paul Jarvie team, we help pre-retirees and retirees in Newmarket, Belleville, and Pickering build plans that connect the dots across investments, pensions, taxes, and estate planning. This means you can make confident choices about spending, giving, helping family, and protecting your lifestyle.

Retirement is a long chapter of your life. Your plan should be built so you can truly enjoy it: travel, health care, inflation, market swings, and all the unexpected stuff that change priorities overnight.

Key retirement priorities

  • Income you can count on

    We map out where retirement income will come from (pensions, RRSP/RRIF, TFSA, non-registered assets) and how to draw it in a way that supports your lifestyle, year after year.

  • Tax-smart decisions

    Small choices in retirement can have outsized tax consequences. We look at withdrawal sequencing, income splitting opportunities, timing strategies, and account mix so more of your money stays in your pocket.

  • An investment approach that matches this stage

    We make sure to balance stability and growth so your plan stays resilient.

  • Estate and legacy planning

    Your estate plan should reflect your intentions. We help you plan for efficient transfers, thoughtful giving, and the kind of legacy that feels right for you.

  • Planning for health and life transition

    From long-term care considerations to supporting a spouse, adult children, or grandchildren, we help you prepare for the “what ifs” in a way that feels empowering.