Turning a lifetime of work on the land into a legacy that lasts.
If you run a farm or agricultural business, you do not need anyone to tell you this is more than a job. It is land, family, history, risk, and responsibility all wrapped together. You are making decisions about crops, equipment, labour, debt, and land values in the same breath as decisions about retirement, kids, and succession.
The Vanno Ort & Paul Jarvie team helps farm families bring order to that complexity, so the money side of the operation supports your life.
A central connector for your financial world
Most farm families already have long-standing relationships: an accountant who knows the books, a lawyer who helped with the land or corporation, a banker who has seen you through good years and lean ones. The challenge is that everyone tends to see only their slice.
We take the time to understand your farm, your family, and your corporations, then we work closely with your accountant, lawyer, and other professionals to make sure everything talks to each other. Corporate structures, land ownership, financing, insurance, wills, and tax filings are all considered in one coordinated plan instead of a series of one-off decisions.
You get fewer surprises, fewer conflicting opinions, and a clearer sense of “this is the path we are on.”
Intentional, long-range planning for your land and your family
For farm families, the real questions are rarely about this year alone. They sound more like:
- How do we set things up so the farm can continue without overburdening our kids with tax or debt?
- What is a fair way to treat children who are on the farm and those who are not?
- When do we start transitioning ownership, and how?
We help you answer those questions with a long-range lens. Together, we look at what the money is for, who it is meant to serve, and how to move it with as little friction and tax as possible. That might include structuring corporations, mapping out use of the Lifetime Capital Gains Exemption, planning gradual transitions, or building non-farm assets for children who will not be involved in the operation.
The goal is simple: a plan that feels fair, is tax aware, and gives everyone time to adjust.
Serious depth for farm businesses and incorporated clients
Many farms today are complex businesses: multiple entities, significant land values, large equipment, operating lines, and retained earnings inside corporations. On top of that, there is day-to-day life: homes, vehicles, education for children, maybe a cottage or other investments.
We bring serious depth to that kind of picture.
We connect the corporate and personal sides of your wealth so that cash flow, credit, and big purchases all fit within a single roadmap. We help you:
- Decide when and how to take income from the farm
- Build investment assets alongside the operation
- Use insurance and other tools thoughtfully, not just by default
- Keep the plan current as markets, regulations, and family dynamics evolve
Throughout, education and visibility are non-negotiable. We use plain language and clear visuals so you always understand what is happening, why decisions are being made, and where you stand (today and years from now).
